Risktechnik| Basic Perils

Five Parts of Insurance Policy

Declarations
Insuring Agreements
Definitions
Exclusions
Conditions

Life Insurance

Life Insurance
Terms Life Insurance
Whole Life Insurance
Universal Life Insurance
Children's Life Insurance
Senior Life Insurance

Health Insurance

Health Insurance
Managed Care
Fee-For-Service Health Plan
Health Maintenance Organization
Point-of-Service Plans
Preferred Provider Organizations

Basic Perils

If you want to get cheap home insurance, you may want to go with the basic home insurance policy. This form of home insurance transfers some risk to you by limiting the selection of insurance situation to a specified list.

. In other words, you will be covered only against the perils that are named in the policy. And the smaller is the selection of such perils the least costly your policy will be.

Auto Insurance

Auto Insurance
Third Party
Third Party, Fire & Theft
Comprehensive Insurance

Home Insurance

Home Insurance
Comprehensive
Basic/Named Perils
Broad
No Frills

Liability Insurance

Public Liability
Product Liability
Employers Liability
General Liability
Insurable Risk