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  Five Parts of Insurance Policy

  Declarations
  Insuring Agreements
  Definitions
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 Life Insurance

  Life Insurance
  Terms Life Insurance
  Whole Life Insurance
  Universal Life Insurance
  Children's Life Insurance 
  Senior Life Insurance 
  Health Insurance

  Health Insurance
  Managed Care
  Fee-For-Service Health Plan
  Health Maintenance Organization
  Point-of-Service Plans
  Preferred Provider Organizations

 

 

 

 

 

  No Frills

No frills home insurance policies are usually provided by insurance providers to houses that don't meet the strict requirements of physical conditions listed by the company. This form of home insurance is usually the cheapest one, having the broadest limitations on coverage, and is typically offered to houses that have specific physical problems. No frills home insurance comes with a low price tag but still offers the minimum insurance coverage that will definitely be useful while you're fixing the problems. When the condition of the house improves, you can opt for another form of home insurance with broader coverage options.

Deciding on which type of home insurance to get depends on your actual insurance needs and the budget you can spend on insurance. If your utmost priority is having your house protected no matter what, then getting a comprehensive policy is best for you. If you want to have your buck spent well and still get plenty of coverage, then a broad policy will certainly do. So before you speak to your agent about the policy, sit down and analyze your needs and possibilities.

  Auto Insurance

  Auto Insurance
  Third Party
  Third Party, Fire & Theft
  Comprehensive Insurance
 
  Home Insurance

  Home Insurance
  Comprehensive
  Basic/Named Perils
  Broad
  No Frills 
 Liability Insurance

  Public Liability
  Product Liability
  Employers Liability
  General Liability
  Insurable Risk

 

 


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