Conditions within an insurance policy qualify the various promises made by the insurance company. The insurer does not promise to cover all losses. The company will impose certain requirements or conditions on the insured, such as premium payment or duties to follow after a loss.

Another example is that the insurer promises to pay and provide other services only if the insured event occurs and if the insured has fulfilled its contractual obligations. Review the policy to identify the conditions that the organization must follow. Failure to meet your obligations can void the policy or otherwise restrict coverage.